U.S. national debt, right now
$40,112,464,593,206.30
+ $0 since you opened this page · about $89,265 every second

The first trillion took 205 years. The last one took 154 days.

At today's pace the next trillion lands in 114 days. Nobody decided this in one vote. It is the sum of hundreds of them, by both parties, each one scored by the Congressional Budget Office before it passed. Here is who cast them.

Time to add one trillion
$1T (1981)
205 years
$20T (2017)
1.6 years
$37T (2025)
263 days
$38T (2025)
71 days
$39T (2026)
147 days
$40T (2026)
154 days
Treasury, Debt to the Penny. The first bar is cut to fit. $40T crossed Aug 18, 2026.
Why it's climbing

Spent. Collected. Borrowed.

Washington borrowed 29 cents of every dollar it spent this fiscal year. Spending has outrun revenue every year since 2001, under both parties. The gap is the deficit, and the deficits pile into the debt. It doubled from $20 trillion to $40 trillion between 2017 and 2026.

FY2026, October through July. Treasury Monthly Statement, Table 1. Same point last year: $1,775,369,189,818 borrowed.

Spent
$6,284,235,715,734
Collected
$4,485,419,503,881
Borrowed
$1,798,816,211,853
This month's receiptJuly 2026
Spent in July$766,317,750,177
Collected in July$334,009,875,555
Borrowed in July$432,307,874,621
Added to the debt, last 12 months$2,838,198,675,299
What it costs

Interest buys nothing.

It is the price of past votes, paid before a single road, soldier or teacher. So far this fiscal year that is $1.17T, about $8,863 per household, at an average rate of 3.45%. Every trillion added at that rate costs roughly $34B a year, for as long as it stays on the books.

Gross interest, FY2026 to date
$1.17T
10 months in
Per second
$44,487
at this year's pace
Your share of the debt
$117,287
per U.S. resident, live
Per income-tax filer
$249,145
161M filers
Who voted

538 members. One square each.

Modeled on the House vote board. Red means the member has voted for more deficit spending than against, weighted by CBO estimates. Hover a square, click to open the member.

Senate · 100Sorted by net deficit voted for
House · 438Sorted by net deficit voted for
Voted against more than forVoted for more than against

349 current members have voted for more deficit spending than against; 173 the reverse. Method: for each enacted bill with a CBO deficit estimate, a yes on final passage adds the 10-year figure to the member's tab and a no subtracts it. Tax cuts count the same as spending. Full methodology. Scores computed Sep 2, 2026.

The ledger

The votes that moved the debt most.

EnactedBillPresidentHouseSenate10-yr deficit effect (CBO at passage)
2025-07-04One Big Beautiful Bill ActTrump218–21450–50+$3.4T
2021-03-11American Rescue Plan ActBiden220–21150–49+$1.86T
2020-03-27CARES ActTrumpvoice96–0+$1.72T
2019-08-02Bipartisan Budget Act of 2019Trump284–14967–28+$1.7T
2023-06-03Fiscal Responsibility Act of 2023Biden314–11763–36−$1.5T
2017-12-22Tax Cuts and Jobs ActTrump224–20151–48+$1.46T

Signed by presidents of both parties, passed with votes from both parties. Net across all verified bills: +$11.63T over their ten-year windows.

Say something

Your three members have a line on this receipt.

Type your address. We find your two senators and your House member, show their record, and draft a letter or a call script that quotes their own votes back to them. Takes two minutes.

How the numbers work

Nonpartisan by construction.

CBO is the referee

Every dollar attributed to a vote comes from a Congressional Budget Office or Joint Committee on Taxation estimate, quoted at time of passage with a link to the source.

Tax cuts count

A bill that reduces revenue without offsets adds to the deficit exactly like a spending bill. Both parties end up in the red on the board.

Yes and no both count

Voting against a deficit bill subtracts. Voting for a deficit-reducing bill subtracts. The score is a net, and a member can improve it.

No editorializing on merit

HowMuchWeOwe doesn't say whether a bill was worth it. It says what it cost and who voted. Readers argue the merits.

Treasury figure as of Sep 1, 2026. The clock interpolates at the trailing twelve-month rate of $89,265 per second.